Smart contracts face critical security challenges that require thorough auditing in decentralized web services. While Large Language Models (LLMs) have shown promise in automated vulnerability detection, existing approaches lack severity evaluations with actionable remediation and demand unnecessarily massive computational overhead. In this study, we introduce an efficient end-to-end smart contract security audit framework utilizing lightweight, highly optimized open-source LLMs (0.6B-4B parameters). Our framework decouples comprehensive audit tasks into four interconnected components: vulnerability detection, explanation, severity classification, and remediation recommendation. To maintain high accuracy without massive parameters, we implement Rank-Stabilized Low-Rank Adapters (rsLoRA), knowledge distillation, and a custom Chain-of-Verification (CoVe) aggregation strategy to systematically screen and consolidate multiple draft responses from the model into a highly accurate audit report. Experimental results demonstrate that our lightweight pipeline consistently outperforms state-of-the-art open-source coder dense LLMs (7B to 34B parameters), achieving 98.25% accuracy in vulnerability detection and an alignment score of 0.4375 in generative explanation tasks. Furthermore, our extensive ablation studies empirically validate the superiority of our decoupled audit processes over unified prompting and uncover a novel severity centrality bias, establishing a critical benchmark for future research in LLM-assisted auditing.